Adam Alexander is a lawyer based in Michigan that specializes in credit and debt law. He works to protect clients from unfair credit reporting and collections tactics while at the same time ensuring that their legal rights provided for under federal and Michigan law are protected.
One of the best things they have going for them is that they offer and additional service to their customers, help dealing with collections agencies. This can be a boon to those with serious debt problems. Moreover, they will give consumers the information they need to challenge any collectors that are operating outside of the guidelines the law allows. This consumer service indicates that the company is in business to help its customers, and gets the extra points in our review.
The fact that he is an actual lawyer is another reason why he should be considered a good option for some consumers in credit and debt trouble. This will allow him to take full advantage of the law to make sure that you are being treated fairly by the different companies and corporations involved in reporting, servicing, and collecting on your credit and debt.
They do have some issues however, the first being that they lack any kind of information about their prices and fees. This creates a risk for more hidden fees than consumers are aware of, increasing the amount that credit repair services will eventually cost and making it harder to form and stick to a budget. The result is more hassle for consumers, so we dial them back a bit in our review because of it.
They also have another problem, namely that they don’t have the kind of consumer education and information resources that we like to see from the top credit repair companies. Consumer education and information is important because it can help prevent the consumer from getting back into credit trouble, and also gives them the knowledge they need to contribute to any dispute or verification processes.
Adam Alexander is a good option if your credit report means that you are facing constant and abusive collections efforts. However, he’s not a great place to go for credit education services, as that is simply outside the scope of his practice.