Advanced Credit Solutions was established in 2002, and works with consumers to help them understand the credit process and file disputes on their behalf to get harmful and inaccurate items removed from their customer’s credit reports. The result is a higher FICO score and better opportunities for loans and credit products.


One of the best things they have going for them is that they provide a dispute system to help consumers challenge negative items on their credit report. These negative items can undermine a consumer’s ability to get access to loans and credit products, while at the same time hurting their chances for a new job and other harms. Disputes force the credit reporting agency to prove that their information is accurate, and if that can’t be 100% proven, the item must be deleted.

We also were impressed that Advanced Credit Solutions provides a copy of every letter and form they will use in a credit restoration manual that all of their customers get. This means that clients know what the agency is saying on their behalf and also have the tools and knowledge necessary to execute the credit repair process themselves in the future should they need to. This makes them a good value for many consumers, and helps them in our reviews.


They do have some issues however, the first being that their fees and rates for services aren’t described on their website, which means that customers will have to set up an appointment or call in to get more information. We don’t like this sales tactic, as customers are more likely to sign up with a service once they’ve shared information, so we view this as a negative when it comes to credit repair services.


Advanced Credit Solutions are a good choice for credit repair services. You’ll get helpful information and examples of the letters that the company uses to fix your credit, which means you can use them again in the future if the need comes up. However, the lack of clear information on pricing prevents them from being one of our most highly recommended credit repair companies.