Overview
Better Qualified is a company that focuses on helping customers improve their FICO score both through disputing items on their credit reports and by helping them build a solid credit history. Additionally, they offer services to help with collections agencies and general credit and debt management education.
Pros
The first positive aspect of the company we found was that they offer debt collections help in addition to credit repair. This can be a huge relief to consumers being hounded by collections agencies, and getting collections agencies to back off can give consumers the time they need to get their affairs in order. Moreover, some consumers may be entitled to legal recourse depending on how the collections agencies are attempting to get paid, and that information can be extremely valuable to troubled consumers.
They also have the additional benefit of they have solid consumer information regarding credit, credit services, the credit reporting process, and more. This gives them a boost because our research shows that companies that put more effort into consumer information and education generally have better marks when it comes to customer service and customer satisfaction. Moreover, consumer education shows a greater focus on helping the consumer with their financial situation, and less like the credit repair company views itself as merely another business.
Cons
Something to be wary of is that Better Qualified almost certainly gets a bonus or a payment from the companies who make the products they offer to boost your credit score. That means that you should strongly consider whether the products that you’re offered are really the best ones for you, as there may be better secured credit card options and other options to help you establish and build a good track record of paying on time. It’s possible that the cards they’re offering are the best option, but you should be careful before proceeding.
Verdict
Better Qualified are a decent option for those looking into credit repair services. The option to have access to credit products to keep your track record improving is a nice touch, and not something that’s offered by every credit repair service we encounter.
