Overview
CareOne Debt Relief Services has a wide range of options to help customers get themselves into a better credit situation. They have different credit repair services based on consumer’s particular situation, and offer free consultations to help consumers get a better idea about their credit situation.
Pros
The best thing about CareOne is that they have different plans for different situations. This includes debt management, debt settlement, bankruptcy, consolidation, continuing education, and more. This means that consumers can work in a program that is best suited to their particular needs. In addition to better results, most of the companies we’ve looked at that offer individualized services have better customer satisfaction ratings than those that don’t.
They also impressed us in that they offer lots of helpful information for consumers regarding credit, credit repair, credit reporting, good credit practices, and more. Our research indicates that companies with more consumer information generally do a better job at helping consumers stay out of credit trouble. Moreover, a greater focus on consumer indication generally means that the company is at least as interested in helping the consumer as they are in making a profit, and important aspect for credit repair companies.
Cons
The company isn’t perfect. The first issue we have is they don’t really offer information that describes their pricing or payment model. This can make it harder for consumers to plan a budget and get their payments and debts under control. In other words, it makes the credit repair process more difficult than it has to be, and costs them some points in our evaluations.
Verdict
CareOne Debt Relief Services are a solid choice for many consumers looking to get out of debt and better understand how credit works. Their range of individualized programs is highly appealing, as are the different options for debt and credit management that the programs provide.