Overview
ClearOne Advantage has a unique approach to credit repair in that the focus on debt settlement options, and work with consumers to negotiate new payment plans and help them set aside savings to cover their debts. This means that customers can go from delinquent to paying as agreed on their credit reports, boosting their FICO scores.
Pros
The first positive aspect of the company we found was that they work directly with creditors to come up with new payment schedules and amounts. This can dramatically lower the amount of money you’ll wind up paying back overall, and means that your creditors can send notifications to the credit reporting agencies to change your report for the better.
They also impressed us in that they have a website that is cleanly and clearly laid out. This may seem like a small thing but our research has told us that companies with easy to use websites generally get better marks for customer service and satisfaction. Those that have clunky, outdated, or poorly designed websites frequently have a greater number of customer issues and complaints.
Cons
They do have some issues however, the first being that their prices are higher than average when it comes to credit repair services. This can put consumers in a bind because their bad credit hurts their ability to access capital, but without capital they can’t access the credit repair services they need. As a result, they lose a few points on our review. Our research generally points to the idea that reasonable or average prices are generally associated with better results for customers and higher levels of customer satisfaction.
Verdict
ClearOne Advantage should be the first choice if you are already considering working with your creditors to improve your credit situation, or if you’ve already tried working with credit reporting agencies without success. This makes them a solid option for many consumers and a company we can recommend going forward with.
