Overview
CRE Credit Services is an online-based credit repair service that provides a number of different services and options for consumers. They focus on someone’s understanding of credit as well as their current credit situation, which is a strong indicator of a quality service.
Pros
One of the best things they have going for them is that their team members have more than 25 years of experience with the credit industry. That means they’re likely to have the knowledge and experience needed to help consumers get the best results from the credit repair process. That much experience also means that they will be able to give meaningful and useful advice for people trying to understand how credit works.
They also gained points in our review because they file disputes with credit reporting agencies to challenge negative and inaccurate information found in credit reports. This information can have a huge impact on a consumer’s credit score, resulting in higher interest rates for loans, or possibly getting denied for loans altogether. These disputes are one of the most common strategies for resolving credit report issues, and work within US laws and regulations to be as effective and fair to the consumer as possible.
Cons
Unfortunately, they do have some downsides, for example, they lack a clear model for their pricing that consumers can use to comparison shop. As a result, consumers are forced to contact the firm to get more information, and this can mean that they can be tricked by marketing tactics and increases the instances of hidden fees that make the service cost more than consumers think it will. It doesn’t mean that CRE can’t provide good services or good prices, but it does ding them in our review.
Verdict
CRE Credit Services seems like a solid choice for many consumers. They have a wide variety of services and educational offerings that can help people in many situations. Moreover, they have the experience and track-record to back up their claims. Check them out if you’re thinking about credit repair options.
