Credit One Restoration has been open since 2003 and helps their clients boost their FICO scores. They are accredited by the BBB and offer a wide variety of services for their clients. This makes them a good option for people who have more complex credit situations they need help with.


The first positive aspect of the company we found was that they have the added benefit of offering debt collection assistance. They can get creditors and collectors to stop calling so that the consumer has the time and energy they need to fix their credit situation. Moreover, consumers may be entitled to monetary awards if the creditor or debt collector is trying to collect in a way that runs contrary to the legal regulations and guidelines that cover collections.

They also have the additional benefit of they provide a dispute system to help consumers challenge negative items on their credit report. These negative items can undermine a consumer’s ability to get access to loans and credit products, while at the same time hurting their chances for a new job and other harms. Disputes force the credit reporting agency to prove that their information is accurate, and if that can’t be 100% proven, the item must be deleted.

Finally, they provide a detailed list of all the different ways they can help repair a consumer’s credit. This lets consumers understand what to expect when comparing their services, and can protect them from using a company that will only attempt tactics that the consumer has already tried themselves. As a result, detailed services lists get extra points in our rankings for credit service companies.


Unfortunately, they do have some downsides, for example, they don’t really offer information that describes their pricing or payment model. This can make it harder for consumers to plan a budget and get their payments and debts under control. In other words, it makes the credit repair process more difficult than it has to be, and costs them some points in our evaluations.


Credit One Restoration offer a number of helpful services for consumers in the Longview, Texas area. The fact that they offer assistance with collection agencies make them particularly appealing, and they are a good option for consumers in the Longview area struggling with their debts.