Credit Repair DMV operates in DC, Virginia, and Maryland. They claim to have removed 85% of questionable items and that 96% of their customers have gotten a higher credit score after working with the company. They focus on using disputes to boost their client’s FICO scores.


One of the best things they have going for them is that they provide a dispute system to help consumers challenge negative items on their credit report. These negative items can undermine a consumer’s ability to get access to loans and credit products, while at the same time hurting their chances for a new job and other harms. Disputes force the credit reporting agency to prove that their information is accurate, and if that can’t be 100% proven, the item must be deleted.

They also gained points in our review because they allow for unlimited disputes over the time that you’re with them. This allows customers to challenge many different entries on their credit reports, and may be advantageous for consumers who were victims of identity theft or other fraud.


Unfortunately, they do have some downsides, for example, they don’t use a pay-per-deletion model for pricing, and instead offer monthly rates. This setup means that consumers may be paying the credit repair service to wait for a response from the credit reporting agency in question. This can result in higher costs and doesn’t come with assured results, which could lead to consumers facing a huge bill with no benefit to show from it.

They also have some other issues, including the fact that their prices are higher than many of the other credit repair firms we looked at. As a result, they may not be the best option for some consumers. This is especially true when the nature of the credit repair industry is considered, as many credit repair clients don’t have extra money to spare. As a result, they lose a few points in this category and aren’t as good as some of the other credit repair companies we’ve looked at.


Credit Repair DMV are a bit more expensive than many of the other credit repair firms we’ve looked at, but they’ve got the track record to justify the $99 monthly fee, and, with their unlimited disputes, some consumers can certainly get their value for the expense out of their services.