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Overview

CreditNerds is a credit repair service based in Paragould, AR. They have been in business since at least 2011, and provide a number of different credit repair services for their customers.

Pros

CreditNerds has some of the most transparent pricing that we saw when looking at credit repair services. They charge for an audit, consultation, and then per-item, per-report removal. This enables customers to understand what their maximum price will be for CreditNerds services, and is a strong indicator that they are running an honest, up-front business.

CreditNerds also has clear information regarding the timeline for credit repair, which is a rarity in the credit repair market. It takes them around 5 days to start the repair process after reviewing your credit report with you and determining the best course of action. After that they predict around 40 days to see results. This timetable is faster than many other credit repair companies, but not so fast as to be unbelievable. Their FAQ section is reasonably complete and well put together, and offers the basic information about credit reporting and credit repair the consumers should have access to.

Another advantage CreditNerds has going for it is that they have a wealth of past results posted on their website in the form of before and after credit reports that have had all of the personally identifying information redacted. This lets customers see their actual results with past clients, and lets them see if there was another customer who had a similar situation to the one they find themselves in.

Finally, CreditNerds also has a number of favorable reviews online. In fact, they’re one of the few companies that had more positive than negative reviews, and they sport an A+ rating from the BBB, which is a strong indicator of customer service and happy customers.

Cons

We do have a few issues with CreditNerd. The fact that their FAQ doesn’t contain any information about their services means that it isn’t useful for anything other than basic credit reporting and credit repair information. CreditNerds also doesn’t have any information relating to the process that they use to help repair credit beyond vague statements regarding disputes. Additionally, their blog hasn’t been updated in a long time, and that usually means it’s more of an SEO tool than a real effort to educate consumers.

Verdict

CreditNerds are a solid choice for your credit repair needs. They offer transparent pricing, a fast but realistic timeframe, and a series of proven results from the past.