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Overview

Delta Credit Restoration is a credit repair company based in Brandon, FL. They use underwriting guidelines to evaluate your credit and help you boost your credit scores. Additionally, their services include consumer education so that you can better understand credit, credit repair, and credit reporting processes.

Pros

The first advantage they have is they have a clear description of their rates and fees, which lets consumers know what the total maximum cost of their services will be. This helps customers understand the value-for-dollars they are getting from the company. Moreover, our research indicates that when a company has transparent pricing they are more likely to get positive results for customers and have higher customer service ratings.

Delta Credit Restoration also gained points in our review because they have some good blog posts on managing specific debt and credit situations. These don’t help individuals who aren’t in those situations, and they lack the basic consumer information that we like to see from credit repair companies, but the resources they do offer are solid. This is also far better than many of the companies we looked at who didn’t offer any kind of consumer information on their site.

Lastly, they have a number of workshops to help consumers in specific situations like home buying and student loans. These common situations help expand the appeal of the company, and the workshops themselves are generally well reviewed.

Cons

Delta Credit Restoration does have some issues however, the first being that their price is much higher than we think it should be. Their basic package starts at $399 plus $60 per month for 10 items or less. That’s much more than other companies charge, and is outside the range of what we consider acceptable. Their advanced package for 11 or more items costs $599 plus $60 per month, with the only difference being the number of items on a credit report.

Delta Credit Restoration also lost some points in our review because they don’t have the detailed list of services that we want to see from the best credit repair companies. A detailed services list is a good indicator of the resources a company is willing to put into the repair process, and is important when judging the value-for-money of their services. Companies that have a clear list of the services they offer generally did better in terms of the customer service and satisfaction ratings they got from us, other reviewers, and customers.

Delta Credit Restoration also gets bumped down a few rankings because they don’t provide customers with proof of past successes in the form of case studies or before-and-after credit reports from actual clients. This makes it difficult to evaluate how successful the company has been, and also makes it difficult for customers to determine if the firm has the experience needed to work with their specific circumstances

Verdict

Delta Credit Restoration is a middle of the pack style credit repair company. They have some good services, particularly their workshops, but they don’t offer many of the things we look for in the best credit repair companies. Many consumers would benefit from looking elsewhere.