Overview
EZ Credit Repair Now is a credit repair firm that helps consumers get rid of negative and inaccurate information on their credit reports. This includes things like judgements, charge offs, bankruptcies, tax liens, late or missing payments, and more. They have a history of proven results and are a strong choice for credit repair services.
Pros
One of the best things they have going for them is that they have many case studies available on their site which demonstrates the results that consumers have received from the company’s services. These case studies move them up a few points in our review because they serve as clear, verifiable proof that the companies services are successful.
EZ Credit Repair Now also gained points in our review because they will refund customers if they aren’t able to help them get items removed from their credit reports. This gives them a boost in our rankings because it shows that they are focused on helping consumers and not on making money. We really like to see these kinds of assurances in the credit repair industry because so much of the credit repair process involves things that the credit repair firm nor the customer has any control over.
The final pro we’d like to highlight is that they have the added benefit of offering debt collection assistance. They can get creditors and collectors to stop calling so that the consumer has the time and energy they need to fix their credit situation. Moreover, consumers may be entitled to monetary awards if the creditor or debt collector is trying to collect in a way that runs contrary to the legal regulations and guidelines that cover collections.
Cons
EZ Credit Repair Now does have some issues however, the first being that they lack a clear description of their rates and fees. This means consumers will have to set an appointment or reach them by phone to get more information, potentially wasting the consumer’s valuable time and energy. Moreover, our research shows that companies with transparent pricing and fee structures have better marks for customer satisfaction and service.
EZ Credit Repair Now has some other issues, including the fact that they don’t have a detailed list of the different services and tactics that they use to get consumer’s credit repaired. This can result in consumers trying techniques that have already failed for them in the past, as well as losing valuable time calling the company or sitting through meetings in order to find out what services the company offers.
EZ Credit Repair Now can also improve in that their consumer education information is limited to blog posts that focus on specific issues. If you have one of these issues than it is helpful, but otherwise they are lacking the basic information about the credit, credit reporting, and credit repair processes that we normally prefer to see.
Verdict
EZ Credit Repair Now is a good choice for credit repair services. They offer proven results, good customer service, help with debt collections, and have a money-back guarantee to make sure customers are satisfied. While they don’t quite make it to the list of the best credit repair companies, they’re certainly close and worth checking out.