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Overview

Falcon Credit Management is a credit and debt services company based in Nevada. They have a wide range of services to help consumers improve their credit and debt situation, including credit dispute, debt negotiation and settlement, debt management, and more. This means they have something to offer many different consumers.

Pros

The first positive aspect of the company we found was that they file disputes with credit reporting agencies to challenge negative and inaccurate information found in credit reports. This information can have a huge impact on a consumer’s credit score, resulting in higher interest rates for loans, or possibly getting denied for loans altogether. These disputes are one of the most common strategies for resolving credit report issues, and work within US laws and regulations to be as effective and fair to the consumer as possible.

They also impressed us in that they have the added benefit of offering debt collection assistance. They can get creditors and collectors to stop calling so that the consumer has the time and energy they need to fix their credit situation. Moreover, consumers may be entitled to monetary awards if the creditor or debt collector is trying to collect in a way that runs contrary to the legal regulations and guidelines that cover collections.

Cons

Unfortunately, they do have some downsides, for example, they don’t have the kind of consumer education and information resources that we like to see from the top credit repair companies. Consumer education and information is important because it can help prevent the consumer from getting back into credit trouble, and also gives them the knowledge they need to contribute to any dispute or verification processes.

Verdict

Falcon Credit Management are a standard credit repair company. They have a few different services for people in different situations, but the lack of clear pricing means that it’s hard to say if they’re good value for money. They might be worth a look if you’re interested in a company that has a range of services or if you live in or near Las Vegas.