Clicky

Overview

Florida Credit Repair Company is a credit repair firm that focuses on verification and credit blocking challenges to help consumers remove false and harmful information from their credit report. This specialized approach can be very helpful to customers that haven’t had luck with other credit repair agencies.

Pros

The first positive aspect of the company we found was that they pay special attention to helping users avoid scams, especially those that can result in stolen financial information and identity theft. This is a rare service in the credit repair industry and something that we evaluate very strongly because it can be such a huge issue for so many consumers.  Combined with their other consumer education options, it really boosts Florida Credit Repair in our rankings.

Florida Credit Repair Company also impressed us in that they have a clear list of the different credit repair services they offer. This is helpful for consumers because they can make sure the company can assist them without wasting valuable time in a meeting or on the phone to get a list of services. Moreover, a clear services list lets consumers be confident that they are getting the best value from the credit repair services because it makes for easy comparisons to other companies in their area.

Lastly, they offer a number of case studies and credit report examples from previous customers. This will let customers feel at ease with the knowledge that the firm can deliver the results they promise, and lets consumers verify that the company will be able to help them boost their credit score.

Cons

Florida Credit Repair Company isn’t perfect. The first issue we have is their website is in serious need of an update. Information is hard to find, the font is difficult to read, and the layout doesn’t make sense. While this doesn’t mean that their services are bad, our research found that companies with better websites frequently score better marks on consumer surveys and evaluations. Moreover, the quality of the website speaks strongly to the professionalism of the company it represents.

Florida Credit Repair Company also lost some points in our review because their fees and rates for services aren’t described on their website, which means that customers will have to set up an appointment or call in to get more information. We don’t like this sales tactic, as customers are more likely to sign up with a service once they’ve shared information, so we view this as a negative when it comes to credit repair services.

Florida Credit Repair Company also gets bumped down a few rankings because they don’t have any kind of refund policy based on the quality of their services or the results they are able to deliver. It’s especially troubling in the credit repair industry because credit repair customers are not likely able to afford to spend money on a service they didn’t receive any benefit from. As a result, this moves them down a bit in our rankings.

Verdict

Florida Credit Repair Company seems like a solid choice for consumers who haven’t had any luck with the standard credit repair process, including disputing items. The specialized approach they take make them appealing to these customers, but limits their appeal to many others, as a result they don’t quite make the top of the pack for our credit repair services.