Overview
Freedom Credit Solutions is based in St. Louis, MO and focus on helping clients who need to boost their credit score so they can obtain financing for a home loan or mortgage. They use disputes to remove negative or harmful information from credit reports so that their customers have a better FICO score and thus get better offers on home loans and other types of financing and credit products.
Pros
One of the best things they have going for them is that they offer a dispute service that assists consumers in targeting detrimental information on their credit reports, including late or missed payments, bankruptcies, defaults, tax liens, judgements, and more. These pieces of information can greatly impact a person’s credit score and leave them suffering from higher interest rats on loans and credit. Negative information can even disqualify someone for loans and credit, making disputes a great tool for credit repair services and clients.
We really like that Freedom Credit Solutions focuses on a particular type of customer, those looking to buy a home. That allows them to tailor their service so that it has the greatest impact on their client’s goals and lives. This is more preferable than a one-size fits all solution because it allows the credit repair agency to take advantage of different techniques to help customers achieve a tangible objective, instead of just broadly raising their credit score.
Cons
We wish there was more information on Freedom Credit Solution’s pricing and process. That would provide a better look at the type of quality they offer their customers and is also a model that our research associates with a stronger performance by the credit repair company. Lack of this information isn’t a deal-breaker, but it does take them back a bit in our credit repair company reviews.
Verdict
Freedom Credit Solutions are a solid credit repair option for consumers that are thinking about buying a house in the near future. This level of specialization is higher than we usually see from credit repair companies, and it’s a good indication that Freedom Credit Solutions can work for many consumers.
