How Much Does Transunion Charge to View Your Credit Score?
Your credit score plays a vital role in determining your financial health and eligibility for loans or credit cards. Transunion is one of the major credit reporting agencies that provide individuals with their credit scores. However, many people wonder how much it costs to view your credit score through Transunion. In this article, we will explore the fees associated with accessing your credit score and provide answers to some frequently asked questions.
Transunion offers various credit monitoring and identity theft protection services, some of which include access to your credit score. The cost of viewing your credit score through Transunion depends on the service you choose. Here are some of the options available:
1. Transunion Credit Monitoring: Transunion offers a credit monitoring service called CreditCompass. This service provides you with unlimited access to your credit report and credit score. It also includes credit alerts and identity theft protection features. The cost of CreditCompass is $24.95 per month.
2. Transunion Credit Lock Plus: This service not only provides you with unlimited access to your credit report and credit score but also allows you to lock and unlock your Transunion credit report for added security. It includes credit alerts and identity theft protection features as well. The cost of Credit Lock Plus is $24.95 per month.
3. Transunion TrueIdentity: TrueIdentity is a free service offered by Transunion that provides you with limited access to your credit report and credit score. While it may not offer all the features of the paid services, it still allows you to monitor your credit health to some extent.
Now, let’s move on to some frequently asked questions about viewing your credit score through Transunion:
FAQs:
1. Is it necessary to pay for Transunion’s credit monitoring services to access my credit score?
No, it is not necessary to pay for Transunion’s credit monitoring services to access your credit score. Transunion offers a free service called TrueIdentity that provides limited access to your credit report and credit score.
2. Can I access my credit score for free through Transunion?
Yes, you can access your credit score for free through Transunion’s TrueIdentity service. While it may not provide all the features of the paid services, it still allows you to monitor your credit health.
3. What additional features do Transunion’s paid services offer?
Transunion’s paid services, such as CreditCompass and Credit Lock Plus, offer additional features such as credit alerts, identity theft protection, and the ability to lock and unlock your Transunion credit report.
4. Are there any discounts available for Transunion’s credit monitoring services?
Transunion occasionally offers discounts on their credit monitoring services. It is recommended to check their website or contact their customer service for any ongoing promotions or discounts.
5. Is it worth paying for Transunion’s credit monitoring services?
The value of Transunion’s credit monitoring services depends on your individual needs and preferences. If you require additional features such as credit alerts and identity theft protection, paying for these services may be beneficial.
6. Can I cancel Transunion’s credit monitoring services at any time?
Yes, you can cancel Transunion’s credit monitoring services at any time. It is advisable to review their cancellation policy and terms before subscribing to their services.
7. Are there any alternative ways to access my credit score for free?
Yes, there are alternative ways to access your credit score for free. You can request a free credit report from each of the three major credit reporting agencies, including Transunion, once every 12 months through AnnualCreditReport.com.
In conclusion, Transunion offers various credit monitoring services that provide access to your credit score at different price points. While their paid services offer additional features, Transunion also provides a free service called TrueIdentity for limited access to your credit report and credit score. It is essential to evaluate your needs and preferences before deciding whether to pay for credit monitoring services or explore alternative ways to access your credit score for free.