The Idaho Credit Repair Specialists have a program that is administered by Interstate Credit Repair, a company that the Specialists describe as “a licensed and bonded Credit Repair Agency in Idaho.” This service is basically useful if one wants to receive a thorough education in the process of trying to resolve your own credit issues. Specifically they are trying to provide consumers with the ability to write their own appeals to credit reporting agencies. The next step would be for the debtor to try and fix their own specific credit report by removing items through direct appeal to the credit reporting agencies.
Providing Educational Services as Well as Specialists
The site provides a thorough table of contents about the information and education that they can provide, including an initial free consultation. If the reason you are seeking credit repair is to clean your reports to apply for a large loan or to make a large purchase, tailoring your choice of company to your end goal can be very useful. Many companies specialize in expedience which can be very helpful for people who know already that there are items that are inaccurately reported and recorded in their credit report and are trying to meet a purchase deadline. If you are about to buy a house and find out something has affected your credit score recently, a quick and targeted removal is probably best for your purposes.
Offering Professional Services and Free Consultations
If time is not a factor, and your credit issues are about misinformation, misidentification, an inflation of your actual debt or just plain inaccurate, this educational information could very well embolden you to attempt to eliminate those items personally by petitioning the credit reporting agencies in writing. The internet provides many sites that will guide you in pursuing your own credit report corrections, but if you seek to remove legitimate debts or settlements that require a more thorough approach, you might want to seek professional and legal representation.