Overview
Inversion Credit offers credit restoration services to customers who are suffering from a low FICO score and bad credit. They can help customers remove negative or inaccurate information from their credit reports. This can include information about late or missed payments, tax liens, bankruptcies, and more.
Pros
The first positive aspect of the company we found was that their rate and fee structure are very clear, which means consumers know exactly what they’ll be paying should they choose to use the company’s services. Our research indicates that companies with greater transparency frequently get better results in terms of customer satisfaction and customer service.
Inversion Credit also gained points in our review because they file disputes with credit reporting agencies to challenge negative and inaccurate information found in credit reports. This information can severely impact a consumer’s credit score, resulting in higher interest rates for loans, or possibly getting denied for loans altogether. These disputes are one of the most common strategies for resolving credit report issues.
Lastly, they have a professional, easy to navigate website. The information the company provides is easy to locate, and it’s organized in a logical, easy to follow manner. This puts them above many other credit repair companies we looked at, whose websites either lack information, or bury the data consumers are looking for under obscure menus and categories. Not only does this save consumers time and help them get the info that they are looking for but it also demonstrates a commitment to providing a high quality service. Therefore it’s not surprising that companies with good websites generally received better customer feedback and had higher customer satisfaction ratings.
Cons
Inversion Credit does have some downsides, for example, they use a pricing model that we don’t particularly care for, monthly fees. This doesn’t work as well for us as a pay-per-deletion model than other credit repair services offer because the customer has to pay but may not get any results for their money. Moreover, they don’t have any control over how long it takes credit reporting agencies to respond to disputes and verification requests, which could mean a surprisingly high bill for the consumer.
Inversion Credit also lost some points in our review because at $100 per month, their prices and fees are on the higher side for the credit repair companies we reviewed. This brings them down a few notches because it limits the number and type of consumers that can get value from their services. Moreover, higher prices don’t correspond to better results or higher customer satisfaction in our research, so there isn’t as much of an upside as consumers might hope.
Inversion Credit can also improve in that they lack case studies and other information that demonstrates the sorts of results that consumers can expect. These studies are the best way for consumers and reviewers to get an idea of what kind of results the company can achieve. This knocks them down a bit in our review as our research indicates that companies with lots of case studies tend to deliver better customer service and customer satisfaction.
Verdict
Inversion Credit don’t make it out of the middle of the pack for the credit repair companies we looked at. They are one of the more expensive credit repair options we looked at, and don’t have the sort of services beyond disputes that we like to see from the best credit repair companies.
