This is a company that provides a wide range of credit services to both businesses and individuals. Initially under the credit repair program the process begins with a free consultation. In the consultation they review your specific credit situation by reviewing your credit reports from the three main credit reporting agencies. This service is designed for those who would rather have a personal guide through the process of having your credit repaired, but it still requires a great deal of personal attention by the debtor and their participation to achieve the desired results.
Kansas City Credit Levels of Service
There are four different credit repair programs; Platinum Plus, Platinum, Gold and the Business Credit Program. The first three programs are all for individuals, and they vary based on cost and depth of effort by the company to remove items from the client’s credit report. Ironically, the deeper your financial trouble, the more likely that you will need to get the more expensive program.
Assessing Your Credit Service Needs
Obtaining all three agencies reports is the first step for any credit repair consultation, so it may behoove customers to acquire their reports themselves and do a personal review before creating a list of questions to ask the credit repair services you consult. However, if your credit problems are legitimate debts or accurately placed in your report the process could require an agency that can go after your original creditors and collection agencies and not just appeals to the credit reporting agencies. It is impossible to measure the likelihood of your letter being more powerful than a letter from a reputable credit agency that has dealt with the credit reporting agencies and collection agencies. The value of such connections and the measure of their reputation with those agencies is difficult to calculate, but much easier if you analyze your own report before interviewing credit repair services.