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Overview

King Financial Repair is a credit repair firm that offers services for both personal credit and business credit accounts. This gives them a lot of flexibility and familiarity when it comes to credit, credit reporting, and credit repair. They have a few different credit repair packages, and will come up with a plan of action to help each customer boost their FICO score.

Pros

One of the best things they have going for them is that their rate and fee structure are very clear, which means consumers know exactly what they’ll be paying should they choose to use the company’s services. Our research indicates that companies with greater transparency frequently get better results in terms of customer satisfaction and customer service.

They also gained points in our review because they do a good job of describing all of the different ways that they can help consumers boost their credit and fix false or inaccurate information on their credit reports. This lets consumers understand the options they have, and also shows the different services that the company offers. This makes comparison shopping easier and lets consumers be sure they’re getting the best value for their hard-earned money.

Finally, they file disputes with credit reporting agencies to challenge negative and inaccurate information found in credit reports. This information can severely impact a consumer’s credit score, resulting in higher interest rates for loans, or possibly getting denied for loans altogether. These disputes are one of the most common strategies for resolving credit report issues.

Cons

Unfortunately, they do have some downsides, for example, their prices are higher than many of the other credit repair firms we looked at. As a result, they may not be the best option for some consumers. This is especially true when the nature of the credit repair industry is considered, as many credit repair clients don’t have extra money to spare. As a result, they lose a few points in this category and aren’t as good as some of the other credit repair companies we’ve looked at.

Verdict

King Financial Repair are a fine choice for customers who have an average number of items on their report they want to dispute, but they don’t have the best prices in the business. Still, their fees aren’t unreasonable.