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Overview

Simply The Best Credit Repair is a basic credit repair company. They will help consumers raise their FICO scores by eliminating harmful and inaccurate information and entries from their credit report. The company’s president has a solid track record of success in the industry, and claims more than 47 years of experience helping consumers get their credit back on track so they can get better rates on home and auto loans.

Pros

The first advantage they have is they file disputes with credit reporting agencies to challenge negative and inaccurate information found in credit reports. This information can have a huge impact on a consumer’s credit score, resulting in higher interest rates for loans, or possibly getting denied for loans altogether. These disputes are one of the most common strategies for resolving credit report issues, and work within US laws and regulations to be as effective and fair to the consumer as possible.

They also have the additional benefit of they received good marks for customer service. Many of the best credit repair companies we reviewed showcased solid customer service, which is important because the credit, credit reporting, and credit repair processes can be so confusing.

Cons

Unfortunately, they do have some downsides, for example, they only help with disputes, and don’t provide consumer education or advice to help them keep improving their credit score once they are done with the company’s services. Our research indicates that this makes customers more likely to engage in the same practices that lead them to need credit repair in the first place.

Verdict

Simply The Best Credit Repair is a decent option for many customers, and they have lots of positive comments online. That being said, they only offer the most basic of credit repair services, so if you’re looking for something that has other options in addition to disputes, another firm might be better for you.