Overview
Trycera is based in Irvine, CA, and have a good blend of focus on disputes, consumer education, and more. They have some interesting service options that many other credit repair firms don’t, which might make them appealing for some customers.
Pros
The first advantage they have is they offer budgeting help for their clients so they can get their finances in order absent any results from the credit repair process. Helping consumers come up with and stick to a budget is one of the best things that a credit repair agency can do to ensure that those customers don’t get themselves into credit trouble again in the future. As a result they move up several places on our rankings of credit repair companies.
Trycera has the additional benefit of they help consumers figure out what to dispute on their credit report, including inaccurate or false information which may include things like late or missed payments, liens, bankruptcies, judgements, and more. This lets consumers raise their credit score by removing false information, helping them qualify for better rates on loans and credit applications.
The final pro we’d like to highlight is that they have many useful consumer education resources available. This is a big plus for us because our research indicates that companies who offer more consumer education are more likely to help their customers not only get rid of their current credit issues, but also avoid actions which can lead to credit issues in the future. This higher level of customer service and customer satisfaction earns the company some serious points.
Cons
Trycera does have some downsides, for example, they lack a clear description of their rates and fees. This means consumers will have to set an appointment or reach them by phone to get more information, potentially wasting the consumer’s valuable time and energy. Moreover, our research shows that companies with transparent pricing and fee structures have better marks for customer satisfaction and service.
Trycera has some other issues, including the fact that their website is in serious need of an update. Information is hard to find, the font is difficult to read, and the layout doesn’t make sense. While this doesn’t mean that their services are bad, our research found that companies with better websites frequently score better marks on consumer surveys and evaluations. Moreover, the quality of the website speaks strongly to the professionalism of the company it represents.
Trycera loses points because they don’t offer help with debt collections. While this isn’t strictly necessary to be considered one of the best credit repair services, it does go a long way in helping consumers, and simply making the phone calls and letters stop can be worth the cost of credit repair services.
Verdict
Trycera is a good choice for customers who have some credit issues that aren’t too severe. They are also good for consumers who lack education about how credit works, and about how the budgeting process can help them grow their wealth.
